We have several different site insurance options to protect your self-build, renovation, conversion or extension project during the build process. Option to convert site insurance into buildings insurance upon completion if you expect to finish within the policy period. Our 10 year Build Zone Structural Warranty product will protect your project against a defect in the design, workmanship or materials of your self build.

Building Regulation Approval for your self build doesn't have to be done by your local authority. Take advantage of our alternative, often cheaper, Building Control service.
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Site Security Information Sheet

Even though insurance will minimise the impact a theft or arson attack will have on your project financially, the incident will normally cause delay which can be debilitating. These simple pointers will minimise the chances of your site being targeted and are based on our own customers’ experiences.

  • It may seem simple, but thieves look for sites that are shut down or unattended.
  • Most break-ins occur in the evening, within an hour of the last person leaving the site. Try to make irregular visits to the site and inform the local police of its locality.
  • Temporary site fencing prevents unwanted access to your site and is an inconvenience that will make a thief think twice.
  • Most thefts actually follow a tip off from someone who has been on your site legitimately (like a delivery driver) so by insisting on seeing ID for everyone attending your site and noting it in a book, this danger can be eliminated.
  • The stage your build has reached is a signal to thieves as to what’s likely to be on site.

Identify what the vulnerable items are and take steps to secure them.

Tools - Hand Tools, Power Tools, Generators, Pumps, etc. are easily removed and quickly sold on and are therefore major targets.

  • Ask yourself – does it actually need to be on site? Off hire it!
  • Take them home with you, but don’t leave them in the car or van.
  • Store them in a well-secured location out of sight. A 20’ steel container with a heavy-duty padlock is ideal; alternatively, use a purpose built tool store that is either locked within the property or is secured to the ground.

Plant - Excavators, Dumpers, Hi-Lifts, Compressors, Mixers, Whackers, Rollers and just about any item of Heavy Plant, are obvious targets.

  • Ask yourself - does it need to be on site? Off hire it!
  • Immobilize it. This can simply be achieved by removing the battery or a wheel.
  • Chain it and any spare buckets, equipment etc., together.
  • Make sure it is stored out of sight – seems simple but out of sight out of mind.
  • Request an item of plant that’s fitted with a tracker and advertise the fact

Timber Sheds offer little protection and Garages with up and over doors need to be secured using dead bolts into brickwork/concrete at the top, bottom and sides to prevent break-in. Domestic garage doors are useless.

Materials like lead, tiles, slates, insulation, kitchens, appliances, bathrooms, windows, doors, plumbing and electrical supplies etc. are commonly stolen.

  • Verify the identity of people who deliver materials and equipment to your site by requesting ID, and note it down there and then in a book. That way, they are less likely to tell someone else what they have seen, because you know who they are!
  • Adopt a delivery just in time attitude.
  • Store in a well-secured location out of sight. A 20’ steel container with a heavy-duty padlock is ideal.
  • If the house is secure, store items upstairs out of sight. Never leave anything downstairs – it’s too tempting.
  • If practical fit an Alarm,
    
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Self-Build Zone and Build-Zone are trading styles of Sennocke International Insurance Services Limited which is registered in England at Anton House, South Park, Sevenoaks, Kent, TN13 1EB (Company Number 02489110). Sennocke International Insurance Services Limited is authorised and regulated by the Financial Services Authority (FRN 309040).

  Find out more... Ensuring you have the right cover in place on your renovation project be it an auction purchase or your current home is essential as Buildings Policies are inadequate.

If you are taking an active role in the management of your renovation project and will be responsible for hiring tradesman or direct labour, plant, tools, equipment and intend to purchase all the materials, then renovation insurance is an absolute must.