Row of newly built houses with red brick exteriors, some under construction with scaffolding and an excavator in the foreground.
Row of newly built houses with red brick exteriors, some under construction with scaffolding and an excavator in the foreground.

Developer Site Insurance

GET A QUOTE

Developer Site Insurance

Developer Insurance can provide cover for small to medium new-build developments with a professional reinstatement cost up to £2.5 million and larger projects on referral, as well as being suitable for renovation, conversion and extension projects on existing properties.

Using our Developer Site Insurance can provide comprehensive cover on a project-by-project basis.

​Developer Site Insurance is of fundamental importance when investing your money in property to sell or rent. Whether your project is a conversion, renovation, extension or a new build, you will need comprehensive protection for both the building, the rest of the site and activities.

You must protect the existing structure (if there is one) and any new work against losses such as fire, theft, flood, storm damage, vandalism and accidental damage. Our developer insurance will provide complete cover for your development and protect against all the risks listed above, so you can carry out all building work with complete peace of mind.

​We provide Employers’ and Public Liability insurance as standard to cover you, your employees and any other third parties (or third-party properties) against injury or property damage. This includes the cost of defending and/or pursuing a claim.

If you have a party wall agreement in place with one or more neighbours, you may be responsible for rectifying any damage caused to their property (however serious) so you should seek professional party wall advice in this respect and make sure you have adequate cover in place such as Self-Build Zone’s Developer Site Insurance. We can also provide JCT 6.5.1 Insurance.

Better to be safe…

It goes without saying that the majority of builds go from start to finish without the need to make any claim, but should the worst happen, you can have complete peace of mind that our Developer Site Insurance will reduce your level of liability and protect you against unwanted additional costs.

Call the Self Build Zone Team
0345 230 9874
Contact Us

FAQs

How do I make a claim?

If you think you might need to make a claim, please phone our advisors on 0345 230 9874.

There is a claim form to complete, and we operate a 24-hour service number for genuine emergencies for Site Insurance and Warranty. Please see your policy document for excesses.

If you are unsure whether you need to make a claim, please call and you will be advised accordingly. All calls are recorded for legal and training purposes

What insurance do I need for building work?

If you are altering the structure of your home, it is often an exclusion on your Building Insurance property.

When you are ready to start works, you need Site Insurance to cover the existing structure and the new works being carried out. On completion you can reinstate your normal home and contents insurance policy.

Do you need Site Insurance?

Site Insurance is a must for anyone building or designing their own home. Your builder’s insurance may not cover the value of your plot and is often very limited in cover.

A Site Insurance policy covers your whole site including: public liability, employers’ liability, existing structure, theft, fire, flood, storm damage, hired plant, equipment etc.