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Top 10 Renovation & Self-Build Insurance Questions


Insurance Questions Answered

If you’re planning an extension project, making sure you have the right insurance cover is critical for your peace of mind.

1. Will my builder’s insurance will cover me?

Your builder may say they are ‘fully insured’ – and they probably believe it themselves –jbut the chances are they actually only have public liability insurance which covers them in the event they cause damage or injury to a third party following a negligent act, which of course you would have to prove. Being a liability insurance, it doesn’t cover issues like storm damage, arson, theft of materials or plant and equipment