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Site Insurance

Self-Build Site Insurance

Site Insurance is necessary to protect your investment when you’re carrying out a renovation, conversion, extension or new build. Our self build site insurance policies cover the new work, existing structure and rest of the site. It protects against the likes of losses, fire theft, flood, storm damage, vandalism and accidental damage. See the specific project pages for in-depth information on Self-Build Zone’s Self Build Insurance.

Site Insurance is to be taken out as soon as contracts have been exchanged or right before work is about to start on your self build site. Our site insurance policies include public liability cover to protect you before you even start work. You will be covered from this moment, throughout the construction process, right up until work is complete and the building is in use.

Our Site Insurance policies will protect your site against any physical damage that may occur throughout the construction process. This includes physical loss or damage to the work itself and to any tools, materials and equipment on the site.

Not only does our self build insurance cover physical damage - Legal Expenses cover is included as standard with all of our Site Insurance policies (excluding Developers Insurance). We understand that self build projects can be complex due to the variety of trades working on site and the risks that are associated with this and the work itself. If any disputes arise, the legal team will be on hand to provide essential legal advice where needed.

When choosing the right site insurance for you, you will also have the opportunity to purchase our ContractStore contract package to help you ensure you have a properly written contract to protect you against further accidents that may happen on site.

Find the perfect self build site insurance with us by browsing our specific project policy information.

Our Site Insurance Products:

Renovation

Our Renovation Site Insurance policies

not only protect the existing structure you're about to renovate but also includes cover for the new work and materials on site.

Conversion

Whether you are updating and older building or changing the building's use, having the correct Site Insurance to protect the structure and your investment is crucial.

Extension

Most Home Insurance policies exclude cover for home improvement work. Extension Site Insurance covers your new works, existing structure and liabilities to others.

New Build

This policy is designed for individuals building their own home or contracting another party to undertake the works on their behalf during the build process until completion.

Policy Overview

Find a general summary of the type of Site Insurance policies we can offer, including a breakdown of the cover available.

Developer Insurance

Developer Site Insurance can provide cover for small to medium new-build developments with a professional reinstatement cost up to £1.5 million.

Need a Structural Warranty?

A Self-Build Zone 10 Year Structural Warranty is one of the best ways to protect your project against the effect that a major structural defect could have. Should you wish to sell the property at some point in the future, a Self-Build Zone 10 Year Structural Warranty will give you the peace of mind that the building was completed professionally and that it is covered by a lender-approved warranty.