• Nicky Frost

Do I need structural warranty for my new home?

Updated: Jun 14

You will need a structural warranty insurance policy to gain protection against any fundamental structural problems with a new building, typically for up to 10 years after completion.

Mortgage lenders will insist on a warranty, but even if you are funding your build with cash, it’s still a standard requirement to have one, so any future sales of the property aren’t jeopardised. A structural warranty is there to cover you for any failure in the building structure after it has been completed, protecting the homeowner from any structural damage.

New home structural warranty
Why you need a structural warranty policy for your new home

How much does a structural warranty cost?