- Nicky Frost
Join us at Homebuilding & Renovating Harrogate this weekend
The Homebuilding Show takes place at the Harrogate Convention Centre on 5-7 November. Self-Build Zone is exhibiting and holding a Masterclass on ‘Protecting your project, now and in the future’ on Friday at 1-1.20pm at the masterclass theatre.
Grab a coffee and come and come and join our short talk on getting your project the necessary insurance cover - from site insurance to protect against bad weather, fires, site thefts, and contract disputes, to arranging a 10-year Structural Warranty for your self-build on completion. Our short self-build insurance-focused talks are brimming with the detailed advice you need and provide you with peace of mind whilst you embark on your dream project.
From the latest products to independent expert advice, the Homebuilding & Renovating Show has everything you need for your self-build, renovation, or extension project need under one roof.
Why do you need site insurance?
Site Insurance is necessary to protect your investment when you’re carrying out a renovation, conversion, extension or new build. The policies cover the new work, existing structure and rest of the site. It protects against the likes of losses, fire, theft, flood, storm damage, vandalism and accidental damage. See the specific project pages for in-depth information on Self-Build Zone's Self-Build Insurance.
Why do I need a Structural Warranty?
Apart from the peace of mind you gain by having the Build-Zone Structural Warranty, most lenders will probably require a warranty as part of their lending criteria. It’s also useful if your circumstances change and you need to sell the property in the next 10 years, as you will likely find that your prospective purchaser’s lender will require a Structural Warranty on the property before releasing any money. Do not rely on an architect's certificate as this will only provide cover in the event you are able to establish negligence by the architect, which will be covered under their Professional Indemnity insurance but only for a period of six years, and it will not cover workmanship or defective materials. The Build-Zone warranty applies for a period of 10 years and will respond straight away as a 'prime' policy. The insurers will then take recovery action against those responsible.